HomeDown Payment AssistanceAdams County Housing Authority

 Adams County Down Payment Assistance - 

$7,000 forgiven after 10 years!

A loan from grant funds, down payment and closing cost assistance is given as a second mortgage, however, no monthly payments are required. A percentage of the loan is forgiven each year that the homebuyer occupies the home with no accured interest. After 10 years the loan is completely forgiven. If the home is sold, ownership is transferred, or the first mortgage is paid in full or the purchaser no longer occupies the home as their primary residence before the second mortgage is completely forgiven, the remaining balance will be due.

This program is only available for homes purchased in Adams County. We also have funding available for the City of Westminster, which may include parts of Jefferson County.

 

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